Financial Planning

The financial planning part to this website is not meant to give you, the reader, an A-Z formula for how to invest your money in the stock market. Instead, this part of the website is going to look at financial planning from an asset protection point of view and try to introduce some new ideas for you to think about when putting together a financial plan.

Investment goals

Our philosophy is that you should take the “least amount of risk to reach your financial goals” (it sounds simple but few take this approach).

What are your investment goals?  Even better, have you sat down with someone to lay out your investment goals?  Most people have not.  Most people simply put their money in the stock market and hope that they chose the right stocks in their E-Trade account or 401(k)/IRA or that their “money manager” is doing a good job for them.

How have you done with your investment portfolio over the last 5, 10, 20 years?

Would you have been happy over the last 10-20 years with a 6-8% guaranteed rate of return on an accumulated value that would be used to pay you a guaranteed lifetime income you could never outlive?  Most people would say yes. If you are interested in learning how to grow your wealth in this guaranteed manner, please click here.

No downside risk and tax-free growth and withdrawals

If you had money in the stock market over the last 10+ years, the chances it went backward 46% from 2000-2002 and 59% from 2007-March of 2009 is significant.

Our firm specializes in using wealth-building tools that mitigate or eliminate risk and allow your money to grow tax free and be removed tax free when you are ready for retirement.  To learn how you can grow wealth with the least amount of risk and in a tax-free manner, please click here.

Retiring Without Risk

Retiring Without Risk is a book written by Roccy DeFrancesco, JD. He has been gracious enough to help with the content of this site and allow our web surfers to download one chapter from his book for free.

If you would like to learn more about Retiring Without Risk (including being able to download a chapter from the book for free), please click here.

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